Tools

Free calculators & tools for sole proprietors

Estimate your taxes, GST/HST, CPP, registration costs, loan payments, and more. Everything runs in your browser.

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Sole Proprietorship vs Corporation Calculator

Compare estimated take-home income, tax, and CPP as a sole proprietor versus a corporation in Canada, and get a recommendation.

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Business Registration Cost Calculator

Estimate what it costs to register a sole proprietorship or business name in your province or territory, including name search and renewal.

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GST/HST Calculator (Canada)

Add or remove GST/HST from any amount using the current federal and provincial rates, and see the tax breakdown by province.

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Self-Employed CPP Calculator

Estimate the Canada Pension Plan contributions you owe on self-employment income, including the base and enhanced portions.

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Self-Employment Tax Estimator (T2125)

Estimate your net self-employment income, federal and provincial tax, and CPP using a simple T2125-style breakdown.

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GST/HST Small Supplier Threshold Checker

Check whether you are a small supplier and whether you need to register for GST/HST based on your taxable revenue over four quarters.

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Business Name Registry Finder (Canada)

Find the official business name registry and search tool for every province and territory, with direct links to check name availability.

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Free Invoice Generator for Sole Proprietors

Create a GST/HST-compliant invoice in your browser with your business number, line items, taxes, and totals. Print or save as PDF.

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Home Office Expense Calculator (Canada)

Work out your deductible home office expenses using the percentage-of-home method, and see your estimated tax saving.

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Vehicle Expense Calculator for Business

Calculate your deductible business vehicle expenses from total costs and the share of kilometres driven for business.

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Sole Proprietorship Net Income Calculator

Turn gross revenue into net business income by subtracting common business expenses, ready for your T2125.

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Business Loan Payment Calculator

Estimate monthly payments, total interest, and total cost of a small business loan or line of credit in Canada.

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Startup Cost Calculator for Sole Proprietors

Add up the one-time and recurring costs of starting a sole proprietorship in Canada and see your break-even month.

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Freelancer Hourly Rate Calculator

Work backwards from your target income, expenses, and billable hours to the hourly rate you need to charge as a sole proprietor.

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Quarterly Tax Instalment Calculator

Estimate your CRA quarterly tax instalments from your expected net self-employment income and taxes owing.